What is Flood Insurance?
Flood insurance helps you recover from damage caused by flooding—one of the most common and costly disasters not covered by standard homeowners policies. With the right plan, you can safeguard your property, possessions, and peace of mind even when the unexpected happens.
Insure Your Property From:
Flood Damage
Foundation & Structural Loss
Personal Property Loss
Sewer & Drain Backup
Temporary Living Expenses
Debris Removal
FAQ
Is flood insurance included in my homeowners policy?
No, standard homeowners and renters policies exclude flood damage. Flood insurance is purchased separately, often through the National Flood Insurance Program (NFIP).
What does flood insurance cover?
It covers direct physical losses to your home and belongings caused by flooding, including water damage to structures, foundations, appliances, and personal property.
Who needs flood insurance?
Anyone in a flood-prone area should strongly consider coverage. Mortgage lenders may require it in high-risk flood zones, but floods can happen anywhere.